Nonsubscriber Work-Injury Insurance

 
It’s important to define your company’s philosophy regarding medical and lost-time benefits for your work-injured employees, and risk objectives before soliciting Nonsubscriber insurance policy premium quotes. Generally, the more CrossPoint understands about a Nonsubscriber’s operations and occupational injury benefit program expectations, the better we can successfully assist in meeting your Nonsubscriber program needs. Through our relationships with “A” (Excellent) rated insurers, we offer insurance policies that “wrap around” our customers’ Injury Plans.

 
  • Insurance Coverages:
    • Medical
    • Disability / wage replacement
    • Accidental death & dismemberment
    • Occupational disease / cumulative trauma
    • Employer’s liability coverage for claims involving workplace negligence
 
 
  • Deductible/SIR options from $1,000 to $2 million
    • No requirement to post collateral or provide letters of credit
  • Standard Limits of Liability:
    • $1 million to $5 million per person
    • $5 million to $10 million per occurrence
    • $25 million annual aggregate
 
 


Click here for a Summary of Standard Insurance Coverages.


If you are interested in obtaining competitive and comprehensive insurance premium quotes from “A” rated insurers, just call Gary at 800-716-6777 or complete the Quote Request Form.
 
 
THIS IS NOT A POLICY OF WORKERS’ COMPENSATION INSURANCE. THE EMPLOYER DOES NOT BECOME A SUBSCRIBER TO THE WORKERS’ COMPENSATION SYSTEM BY PURCHASING THIS POLICY, AND IF THE EMPLOYER IS A NONSUBSCRIBER, THE EMPLOYER LOSES THOSE BENEFITS THAT WOULD OTHERWISE ACCRUE UNDER THE WORKERS’ COMPENSATION LAWS. THE EMPLOYER MUST COMPLY WITH THE WORKERS’ COMPENSATION LAW AS IT PERTAINS TO NONSUBSCRIBERS AND THE REQUIRED NOTIFICATIONS WHICH MUST BE FILED AND POSTED.