Why Choose Nonsubscription

Employers continually search for ways to remain competitive and improve the value of products, services and benefits delivered to customers and employees. Nonsubscription to the Texas workers’ compensation system adds value to an employer’s work-injury program through:


  • Higher levels of employer and employee satisfaction
  • Reduction of overall work-injury program costs

 
 
Work-Injury Program Satisfaction*
  • Overall (employers with more than 100 employees)
  • Good value
  • Manage medical and wage costs
  • Adequacy and equity of benefits
Workers Comp
57%
58%
48%
54%
Nonsubscription
82%
68%
65%
60%
 
 
Other notable survey* reasons as to why Nonsubscribers do not purchase workers’ compensation coverage are:
 
 
  • 50% of large Nonsubscribers cited high workers’ compensation premiums.

  • Nonsubscribers can do a better job ensuring employees injured on the job receive appropriate medical and lost time benefits.

  • Medical costs in the workers’ compensation system are too high.


 

22% of companies thought they were required by law to purchase workers’ compensation coverage, despite the fact that Texas businesses have had the legal right to manage their own work-injury programs outside of the Texas workers’ compensation system since 1913.

* Texas Department of Insurance Workers’ Compensation Research and Evaluation Group Employer Participation in the Texas Workers’ Compensation
  System: 2010 Estimates

 
 

Representative Industries Choosing Nonsubscription

 JDC
 
 
 
Even if you are satisfied with the status quo of your workers’ compensation program, it simply makes sense to call Gary at 800-716-6777 to learn more about why you too should choose Nonsubscription in Texas. We’ll be glad to help!